PURCHASING A HOME?
Let’s get you
into the right space.
Purchasing a home will be one of the biggest financial investments you make in your life-time. Let’s make sure we get you into a mortgage that fits your needs, wants, and desires.
Now more than ever, Lenders in Canada are consistently bringing forward new products and programs, making it easier to achieve homeownership. Going into your home search knowing the products available for you are key to your success.
What is a pre-approval?
Fall in love with your budget before you fall in love with your home.
Obtaining a pre-approval is a key piece of the home buying puzzle. A pre-approval is a general guideline that will let you know what you can afford and will allow you to have confidence in your home search. Now more than ever, knowing your budget and shopping within it has never been more important.
A pre-approval allows you to lock-in your interest rate for 60-120 days. By locking into a rate, you are protected from the dreaded rate increases. But if the rates decrease, you can still have access to the lower rate. It’s a win/win.
To get pre-approved for a mortgage, Nikki will conduct a brief consultation and obtain a short list of documentation. This process will allow you to hit the market with confidence and will give you a one-up from other prospective buyers who aren’t already pre-approved.
Let’s talk more about the pre-approval process today.
