nikki szczygiel - your mortgage specialist

A Real Experience
for Real People.

Nikki offers mortgage services in Ontario, British Columbia, Alberta and Nova Scotia, Canada. Her and her family are Cambridge locals, with a market focus on Cambridge, KW, Guelph and surrounding areas.

Quality customer service and education are Nikki’s top 2 pillars in her business. She is easy to reach, quick to respond, and willing to go the extra mile to answer the questions you didn’t even know to ask.

Where some mortgage brokers see obstacles, Nikki see’s opportunity. An opportunity to serve you and help enhance your financial future - so you can live the life you love. All you need is 30 minutes and a goal, Nikki will handle the rest.

Mortgage Agent | M15001457

Powered by Dominion Lending Centres Valko Financial Ltd FSRA 13047

Making dreams a reality
one mortgage at a time.

A Cambridge local, living in West Galt with her husband and 2 beautiful children. An average-at-best cook and real estate connoisseur. In 2015, Nikki found her passion helping members of our community build wealth using real estate while consolidating debt and building credit. Being well-versed in the Mortgage industry, Nikki has successfully helped hundreds of clients enhance their financial future using real-estate.

meet nikki szczygiel

What Services Does Nikki Offer?

  • Home Purchase

    Are you looking to purchase a home? Fall in love with your budget before you fall in love with your home. Obtaining a pre-approval and speaking with a Mortgage Specialist before you begin house-shopping is key to your success.

    Home purchase

  • Renew

    The days of auto-renewing your mortgage are over. Do you know the different mortgage options that are available to you? Let’s take some time to renew the terms of your current mortgage and pair you with a more flexible, more suitable mortgage today.

    lets renew

  • Refinance

    From debt consolidation, to home improvements, to investments and more. The options for your refinance are truly endless. An equity cash-out may be a sound fiancial decision to help you achieve your goals.

    i want more info

  • Debt Consolidation

    Are you overwhelmed with credit card debt? Running out of monthly cash flow? By consolidating your debt into a low -interest mortgage, you will free up monthly cash flow while also paying less in interest.

    de-stress me

  • Credit Repair

    Does your credit need some TLC? No stress. Nikki has spent time learning and understanding a credit bureau so you don’t have to. She will assist in credit repair by reviewing your bureau and identifying a game plan that will help you achieve your goals.

    fix my credit

  • Home Improvements

    A renovators dream! Are you interested in a doing some renovations to your home? Purchasing a home that’s a fixer upper? Great. Nikki has access to some wonderful home improvement mortgages that will allow you to have the funds you need for home renovations.

    i want to renovate

  • Rentals and Investments

    Are you looking to build wealth using real estate? Great choice. Nikki has built relationships with lenders who welcome real estate investors. Owning multiple properties is more within reach than you may think.

    i want to invest

  • Self Employed

    It is no secret that self employed clients have a harder time proving their earnings, therefore have a harder time obtaining a mortgage approval through a traditional bank. Nikki takes the headache out of your mortgage financing, as she has access to multiple Self Employed Lenders who have specific programs geared towards the self employed.

    i'm self employed

  • Reverse Mortgages

    How would your life look if you didn’t have a mortgage payment? Reverse mortgages are geared towards homeowners over the age of 55 who have heavy equity available in their home and want a payment-free mortgage.

    i'm interested
Let's Start The Process

What People Are Saying about nikki:

“Nikki is absolutely fabulous and so knowledgeable in her field. We recently went to Nikki to help us with our refinance. She made the process so easy and was able to accommodate doing everything virtually for us. Without a doubt, 10/10 recommend. We will be returning to Nikki for any future mortgage needs.”

— robyn s

“Nikki is wonderful. Prompt, friendly, to the point and a GREAT source of knowledge. If you are wanting to build your real estate portfolio, Nikki is who you want to work with. Highly recommend!”

— Jay h

Nikki is amazing! She went above and beyond for us throughout the process of buying our first home. She is professional, diligent, and on the ball. She is very knowledgeable and made sure we were comfortable. She explained each step to us making the process very user friendly. I would recommend Nikki to anyone looking to secure a great mortgage rate!

— marisa h